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Should you be making mortgage overpayments?

May 24, 2021

It's estimated that over 3 million people in the UK have made overpayments. We asked our users at Sprive, for their reasons for paying off their mortgage early and here is what we found.

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Jinesh Vohra

May 24, 2021

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Sprive Limited is an appointed representative of Connect IFA Ltd for mortgage services (441505) who are authorised and regulated by the Financial Conduct Authority.

PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Our Financial Services Register number is 919863.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

Your home may be repossessed if you do not keep up repayments on your mortgage.Sprive Limited. Registered Address: Cannon Place, 78 Cannon Street, London, United Kingdom, EC4N 6AF. Registered in England and Wales No:12102682

Savings illustrated are based on average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.

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