Mortgage free, faster
Smart technology that takes years off your mortgage and saves you thousands of pounds. It's completely free.
We both knew we’d like to start chipping away at our mortgage and Sprive is the kickstart we needed. The app provides a real sense of accomplishment when you see your projected time and interest savings in real time
Automatically chip away by making smart overpayments
How it works...
Connect your bank account so we can set money aside based on your spending
Our AI works within your set limits, so we never impact your lifestyle
With one tap, you can make payments to your lender or withdraw the money back
Set aside money
Our algorithm analyses your spending each week and sets aside the perfect amount.
The less you spend, the more we set aside without ever impacting your lifestyle.
Pay off your
Making regular overpayments has never been easier. You can even set payment limits within the app.
The more you overpay, the less interest you pay your lender.
Monitor your progress as you get closer to your dream of becoming mortgage free. See how much more interest you're on track to save.
The faster you chip away, the closer you are to living a debt free life.
How much of your home do you own?
Track your home's estimated value each month to see how much of it you own.
As you own more of your home, you'll also increase your chances of unlocking cheaper deals when you next remortgage.
Millions of homeowners are paying off their mortgage faster
There is a smarter way with Sprive...
You could save thousands next time you remortgage, by reducing your loan to value
With saving rates at rock bottom, you could save more
Fancy retiring early, travelling the world, doing more volunteer work? It’s all possible when you’re mortgage free
We use bank level security and never share your personal data without your consent.
We're an appointed representative of Albany Park Limited for mortgage services and Prepay Technologies Ltd for the issuing of electronic money.
Over 3 million people in the UK are expected to have a mortgage past the national retirement age.
At Sprive, our goal is to bring about transparency and build technology that can help you live a debt free life.Learn more about us