Mortgage free, faster

Take control of your mortgage.
Save thousands, pay it off faster, and find your next deal the easy way.

It’s completely free.

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Why Sprive?

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1. One-tap Overpayments

Automatically set money aside and make mortgage overpayments to your lender in one tap.

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2. Shop with Sprive

Earn extra cash towards your mortgage, when you shop at selected brands through the app.

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3. Remortgage

We’ll challenge your deal against the market every day and help you switch at the right time.


“Thanks to Sprive I was able to both easily manage repayments, but also find great deals for remortgaging, which Sprive took the hassle out of too.”

Indi Rai

Head of Marketing

How it Works

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1. Link your account

Connect your bank account so we can set money aside based on your spending.

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2. Set your limit

Our AI works within your set limits, so we never impact your lifestyle.

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3. One-tap payments

With one tap, you can make payments to your lender or withdraw the money back.

Set aside money automatically

Our algorithm analyses your spending each week and sets aside the perfect amount into your Sprive account.

The less you spend, the more we set aside without ever impacting your lifestyle.

Remortgaging with us could save
you £300 a month*




90+ Lenders,
20,000 products


Free independent advice


Save thousands in interest



Remortgaging the easy way.

Sprive will challenge your mortgage against the market every day to help you find your next deal. We have access to expert advisors who take care of everything, every step of the way.

How we’re different from:

Comparison Sites

Shows you a lot of deals, but doesn’t tell you if you’re eligible and you’ll need to apply yourself.

Your Lender

Will only show you their deals, which might not be the cheapest in the market.

Traditional Brokers

Often charge fees and are unable to scan the market every day for better deals.


Pay off your mortgage
while you shop

Shop at your favourite brands with Sprive and earn extra cash to put towards your mortgage the same day.

We’ve partnered with the UK’s leading brands (and there’s more to come!)

Shop with Sprive Brands

Shop with Sprive Brands

We take your security and privacy extremely seriously

We use bank level security and never share your personal data without your consent.

FCA Registered

We're an appointed representative of Connect IFA Ltd for mortgage services and Prepay Technologies Ltd for the issuing of electronic money.


Being debt free isn’t
just for the super rich.

Over 3 million people in the UK are expected to have a mortgage past the national retirement age.

At Sprive, our goal is to bring about transparency and build technology that can help you live a debt free life.

Download Sprive Today

Sprive supports 12 of the largest lenders in the UK. It’s completely free.