Our mission
Our mission is to help everyone live debt-free.
We’re passionate about building technology to help you achieve financial freedom, without having to make lifestyle changes or stop doing the things you love. We’ve built Sprive so you can chip away at your debt and save thousands in interest, just by living your everyday life.
The Sprive story
Sprive was launched in 2021, inspired by CEO Jinesh’s own mortgage experience. When he got his first mortgage, he was shocked by how much he was expected to pay in interest, so he decided he would try to pay it off as quickly as possible by making mortgage overpayments.
He quickly realised becoming mortgage-free faster was far from an easy process and decided he wanted to fix the problem.
After successfully becoming mortgage-free, he found the freedom to leave his job and start Sprive to help others on their journey to becoming debt-free.
Brands we work with
We work with 60+ of the largest household brands and retailers in the UK. We only work with brands that you’ll actually shop at, so you can turn your everyday spending into money towards your mortgage.
Our customers
- Sprive supports 14 of the largest lenders in the UK across Nationwide, First Direct, HSBC, Lloyds, Barclays, Santander, RBS, Virgin Money, Halifax, Natwest, Yorkshire Building Society, Coventry Building Society, Accord Mortgages and TSB Bank.
- We support over £3 billion's worth of mortgages*
- Sprive users have made 7.84M in lender overpayments
- Sprive users are all over the UK
Sprive users are on track to save over £100m+ in interest
"Sprive's rewards feature is brilliant! It's really easy and straightforward to use and always use it for my food shop and any online shopping".
"As a mortgage payer with high interest it was important to me to overpay as much as I can early on and by using sprive for my daily coffee and shopping has helped me so much to do that!"
"Since discovering Sprive I have been using it to get my weekly grocery shop and essentials like my children's school uniform".
"The rewards feature on everyday shopping even helps me pay for overpayments regularly, which feels like I'm chipping away at my mortgage for free".
We’re serious about security
We have bank-level equivalent security in place and use 256-bit TLS encryption to keep you safe. We never share your personal data with any other parties without your consent.
Download Sprive today and start taking years off your mortgage
Sprive supports 14 of the largest lenders in the UK. It’s completely free.
