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Amazing things you can do if you’re Financially Free

Achieving financial success is an important goal for many people. One such way to do so is by being financially independent. To become financially independent requires a level of focus and determination over many years. It can mean that you are not spending as much on certain things as perhaps you would otherwise. You might begin to ask yourself is this worth the effort, should I just live in the moment?

Whether this is already a goal of yours and you need a motivational boost, or perhaps you're thinking about going on this journey, we thought we would help inspire you by sharing with you some of the amazing things you can do if you are financially free.

Stop working or work less

The biggest benefit of being able to reach financial freedom is not being tied to a 9 to 5 job and being part of the rat race. Upon reaching financial independence, you now have the freedom to choose how you spend your time. Whereas previously you may have worked because you needed the income, now you can work on your own terms. This may mean working part-time, it may mean not working at all, or perhaps even changing jobs to something that you would enjoy a lot more.

Travel the world / plan your adventure

The world has so much to offer, whether it's enjoying breathtaking landscapes, enjoying different cultures, or going on adventures that you will never forget. We asked our team at Sprive, what their dream adventure would look like, and here are some of their top picks.

  • Visit Antarctica
  • Go to 5 different volcanoes across the world
  • Climb Mount Everest
  • Bungee jump in every continent
  • Trek through the Sagano Bamboo Forest in Japan
  • Go on a 3 month safari trip
  • Move to a foreign country for a year
  • Swim with dolphins
  • Scuba dive

Look after your wellbeing

You have worked hard to get to this financial position, whether it is working long hours to earn your income or the days spent researching which investments to make. Now is the time to look after both your mental and physical well-being.

The immediate benefit, is not having to worry about money and the stress relief that comes with it. You can spend more time relaxing and keep your body active by doing activities you enjoy.

Volunteer work

Often many people look back and contemplate whether they made a real difference in the world. Have you done anything to materially change someone's life for the better? Being in a financially strong position will give you the ability to donate some money to charity. You can even use your time and skills to help a charity and make a real impact to a cause you believe in.

Spend time on your hobbies

Are there activities that you really enjoy doing but never really had the time for? Whether it's playing golf, or squash, creating music, wine tasting, or cooking, doing something you enjoy as much as you want is the dream. Who wouldn't want to spend time doing the things they love?

You can also try new hobbies that you would have never otherwise have tried. Again, we asked the team at Sprive, what new hobbies they would try, and here are some of their thoughts.

  • Martial arts – try to get a black belt
  • Photography – being able to take amazing pictures
  • Brew beer – love to make beer that tastes good
  • Play golf – be good at it for once
  • Antique collecting – maybe I could find that one-of-a-kind
  • Painting – create my own art work
  • Learn to dance – maybe a bit of Salsa or the Tango


Spending more time with the people you care about most in the world. This may be family members or friends who you were never able to spend as much time with as you would like. With you having more control of your time, you can spend it making new friends or even reconnecting with old friends who you have lost touch with.

Coach others

One way you can give back is by mentoring others on how you've been able to achieve financial freedom. It can be very rewarding to provide your experience to make others successful too.

Grow your money

You've reached financial freedom, but why stop there? You can continue to spend your time growing your wealth and further improving your lifestyle and expanding your financial cushion. This can be done by diversifying your investment portfolio, getting into real estate investments and pursuing other side hustles that you did not get the chance to earlier in your career by taking advantage of the time you have.

Remember that achieving financial freedom doesn't necessarily mean you have to spend a lot of money. It simply means having the resources and flexibility to live the life you want, on your own terms.

Pay off your debt

Becoming financially independent can be a key step towards paying off debt and improving your overall financial health. It can provide you with more income and the discipline necessary to create and stick to a budget, allowing you to allocate more money towards paying off debts - be it your student loan debt or your car loan.

You can also prioritise debt repayment as a top financial goal and avoid new debts by living within your means and making wise financial decisions. Additionally, building a good credit score by making timely payments on your debts can help you negotiate better payment terms and lower interest rates with your lenders. By committing to paying off your debts, you can regain control over your finances and start saving money for your long-term goals, such as retirement or buying a home.

Go back to school or pursue further education

You may find that pursuing further education is a fulfilling way to use your newfound freedom. The decision to return to school can be motivated by several factors, including a desire to learn a new skill or trade, a passion for a particular subject or career, or the potential for increased earning power.

For some, going back to school may represent an opportunity for personal growth and development, while for others, it may be a strategic investment in their future. Additionally, pursuing education may also provide opportunities for networking and connect with like-minded individuals, opening up new avenues for personal and professional growth. Ultimately, the decision to go back to school or pursue further education will depend on individual goals and motivations, and the potential benefits of doing so.

Give back to your community

You might have a strong motivation to give back to your community by supporting local businesses or initiatives. Financial freedom provides the opportunity to pursue more fulfilling goals, and supporting local businesses and initiatives is one way to do that.

Not only does supporting local businesses contribute to the growth and well-being of the community, but it can also create a sense of social responsibility and personal satisfaction. Additionally, it can help promote a sense of community and can have positive economic impacts by creating jobs and encouraging more spending within the local economy. Financial freedom can provide you with the means to make a real difference in your community, and supporting local businesses and initiatives can be a meaningful way to do so.

Write a book

If you were financially free, one motivation for writing a book could be to share your knowledge, experiences, or stories with others. You may have a unique perspective or valuable insights that you want to share with the world, and writing a book can be a great way to do so.

Additionally, writing a book can be a creative outlet that allows you to explore your interests and passions, and it can be a fulfilling accomplishment in itself. Depending on the topic and genre of your book, you may also have the potential to impact and inspire others, further contributing to your sense of purpose and fulfillment. Writing a book can be a challenging and time-consuming process, but if you are financially free, you may have the freedom and resources to pursue this endeavor without the financial constraints that often limit writers.

Spend more time outdoors

Perhaps you like to spend more time enjoying the outdoors. Many people are drawn to outdoor activities like hiking, camping, and fishing as a way to relax, unwind, and connect with nature. Being financially free could give you the freedom to explore new outdoor hobbies or to travel to beautiful natural areas around the world.

Additionally, spending more time outdoors has been shown to have a range of health benefits, from reducing stress and anxiety to improving cardiovascular health. By pursuing outdoor activities, you may be able to improve your physical and mental well-being, while also developing a deeper appreciation for the natural world.

Buy your dream house

Owning a dream house can offer a sense of pride, accomplishment, and stability. It can also provide you with the space and amenities that you need to enjoy your hobbies, interests, and relationships.

For example, you might choose a dream house with a large backyard to host barbecues with friends and family, or a property with an amazing view to indulge your passion for surfing. A dream house can also be an excellent investment opportunity that can potentially appreciate in value over time.

If you have financial freedom, you can choose a dream house that truly represents your aspirations and creates a comfortable and enjoyable home environment.

Create a trust to support future generations

Creating a trust to support future generations can be a powerful motivation for individuals who have achieved financial freedom. Trusts can be used to protect and distribute wealth over generations, ensuring that future family members have the resources they need to succeed.

Trusts can also provide a way for individuals to pass on their values and philanthropic goals to future generations, creating a lasting legacy that goes beyond financial wealth.

By establishing a trust, individuals can help ensure that their wealth is used to support the causes and people that they care about, while also providing for the financial security of their loved ones for years to come. For those who are able to achieve financial freedom, creating a trust to support future generations can be a way to make a lasting impact on the world and leave a positive legacy for generations to come.

Emergency fund

Building an emergency fund is a crucial aspect of achieving financial independence, as it helps you to be prepared for unexpected expenses that can throw your financial plans off course. An emergency fund should ideally cover at least three to six months of living expenses, and should be kept in a separate account that is easily accessible but not linked to your everyday spending. By having this safety net, you can avoid going into debt to cover unexpected expenses such as car repairs or medical bills. This also provides a sense of financial security, which can help you to focus on achieving your long-term financial goals, such as paying off your student loan debt.

Start your own business

Perhaps you've always had an entrepreneurial spirit and want to turn your passion into a full-time career. Or maybe you want to create a business that aligns with your values and has a positive impact on your community or the world.

Financial freedom can provide the time and resources necessary to invest in building a business from the ground up, without the worry of meeting immediate financial obligations. Being financially free can also offer the flexibility to take risks and pursue new opportunities that might not have been feasible otherwise.

Additionally, being a business owner can provide a sense of independence, creativity, and fulfillment that might be difficult to find in traditional employment.

Buy a sports car

If you're someone who loves cars then perhaps buying a sports car might be one of the things you consider doing. For some people, owning a sports car is a symbol of success and achievement, and being able to afford one is a source of great pride.

Additionally, a sports car can provide a unique driving experience that can be thrilling and enjoyable.

For car enthusiasts, owning a high-performance vehicle can be a dream come true, and financial freedom may provide the means to make that dream a reality. However, it's important to note that owning a sports car comes with responsibilities and costs beyond the initial purchase, such as maintenance, insurance, and fuel expenses.

Therefore, it's important to carefully consider the true costs and potential benefits of owning a sports car before making the decision to buy one.

Explore new cuisines

Do you love food? You might be motivated to explore new cuisines and indulge in fine dining experiences. With financial freedom, you could travel to different parts of the world to sample local delicacies or visit high-end restaurants that you might have previously deemed too expensive.

Food enthusiasts might also use their financial freedom to experiment with different ingredients and cooking techniques in their own kitchens.

Whether it's trying a new street food vendor or booking a reservation at a Michelin-starred restaurant, financial freedom can give you the opportunity to indulge your passion for food and explore the culinary world in exciting new ways.

Attend concerts & festivals

Being able to enjoy live music, soak up the atmosphere and create unforgettable memories could be a major motivation.

With financial freedom, you can afford to buy premium tickets and travel to different cities or countries to attend the concerts and festivals of your choice. Whether you are a fan of rock, pop, jazz, or classical music, there is always something for everyone.

Music events and festivals can provide an opportunity to connect with people from different walks of life, celebrate diversity and enjoy the best performances from renowned artists. Additionally, you can indulge in local cuisine, explore the cultural offerings of the city or region, and experience new things.

Get cosmetic surgery or other beauty treatments

Everyone has different motivations and priorities, and for some, investing in cosmetic surgery or other beauty treatments may be a high priority if they were financially free. Some people may choose to get cosmetic surgery to boost their confidence, correct certain physical features that they are unhappy with, or simply because they want to enhance their appearance.

Others may opt for non-invasive treatments like facials, massages, and other beauty treatments to take care of their skin, relax and unwind.

While there are certainly valid arguments for and against pursuing these treatments, it's ultimately up to the individual to decide what makes them happy and confident in their own skin.

Host parties and events

You might want to host parties and events for a variety of reasons. For some, it may be an opportunity to socialize and spend quality time with family and friends. Hosting parties and events allows you to bring together people from different parts of your life, fostering connections and building relationships.

For others, hosting parties and events can be a way to express their creativity and bring their vision to life. It can also be an opportunity to showcase their hospitality skills, creating an unforgettable experience for their guests.

Additionally, hosting parties and events can be a way to give back to your community by providing a space for people to gather and enjoy themselves. Whatever your motivations, being financially free can provide the resources and flexibility to make your party and event dreams a reality.

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