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categorySprive Academy

Why the mortgage industry needs to change

At Sprive, we think the mortgage market could do a better job at helping homeowners in the UK. Here is our visual guide to why we believe things need to change.

Jinesh Vohra26 February, 2021

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Sprive Limited is an appointed representative of Albany Park Limited for mortgage services (304130) and Prepay Technologies Ltd which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money which are authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 919863.

Your home may be repossessed if you do not keep up repayments on your mortgage.

* HSBC study about homeowners on lender’s standard variable rate (SVR) mortgage.
Typical UK mortgage is assumed to be a repayment mortgage with a balance of £250,000 at 2% interest for 25 years.
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